R Bank

Headquarters: Round Rock, Texas
Charter: Bank
Assets: $1.0B
Fed district: Dallas

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Account Fees: A
R Bank: $3 to $25
R Bank: $3 to $25
U.S. median: no median
Overdraft (OD)
R Bank: $35
R Bank: $35
U.S. median: no median
NSF / Returned Item
R Bank: $35
R Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from R Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Fees: A monthly service charge$5
per month
Account Fees: A monthly service charge$3
per month
Account Fees: A monthly service charge$25
per month
Monthly Service Charge$10
per month
Account Balancing/Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Excess Withdrawals$10
per item
Excess Withdrawals$10
Not compared: Monthly charge, not per item
per month
Excessive Withdrawal Fee – All Savings and Money Market accounts$10

Overdraft & NSF

Authorized Overdraft Privilege$35
NSF (Non-Sufficient Funds)$35
Automatic Overdraft Transfer Fee$10

ATM & Card

Non-R Bank ATM Transactions$2

Wire Transfers

Wire Transfer – Outgoing (Domestic)$25
Wire Transfer – Outgoing (International)$50

Check Services

Cashier’s/Official Check$5
Stop Payment$35
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page
Collection Item(s)-Domestic$15
Collection Item(s)-Foreign$25

Cash & Deposit

Chargeback Item/Re-deposit fee$10
Night Depository Replacement Key$5

Account Services

10×10 Safe Deposit Box Annual Rental Fee$80
per year
3×10 Safe Deposit Box Annual Rental Fee$40
per year
5×10 Safe Deposit Box Annual Rental Fee$60
per year
Drilling Fee$50
Not compared: Box drilling or key fee
Lost Key Fee$15
Not compared: Box drilling or key fee
Garnishment/Levy/Lien/Court Order$50

Fee	Amount	Basis	Note
Account Maintenance
Account Fees: A monthly service charge	$5	per month	None
Account Fees: A monthly service charge	$3	per month	None
Account Fees: A monthly service charge	$25	per month	None
Monthly Service Charge	$10	per month	None
Account Balancing/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Excess Withdrawals	$10	per item	None
Excess Withdrawals	$10Not compared: Monthly charge, not per item	per month	None
Excessive Withdrawal Fee – All Savings and Money Market accounts	$10	Not stated	None
Overdraft & NSF
Authorized Overdraft Privilege	$35	Not stated	None
NSF (Non-Sufficient Funds)	$35	Not stated	None
Automatic Overdraft Transfer Fee	$10	Not stated	None
ATM & Card
Non-R Bank ATM Transactions	$2	Not stated	None
Wire Transfers
Wire Transfer – Outgoing (Domestic)	$25	Not stated	None
Wire Transfer – Outgoing (International)	$50	Not stated	None
Check Services
Cashier’s/Official Check	$5	Not stated	None
Stop Payment	$35	Not stated	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Collection Item(s)-Domestic	$15	Not stated	None
Collection Item(s)-Foreign	$25	Not stated	None
Cash & Deposit
Chargeback Item/Re-deposit fee	$10	Not stated	None
Night Depository Replacement Key	$5	Not stated	None
Account Services
10×10 Safe Deposit Box Annual Rental Fee	$80	per year	None
3×10 Safe Deposit Box Annual Rental Fee	$40	per year	None
5×10 Safe Deposit Box Annual Rental Fee	$60	per year	None
Drilling Fee	$50Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$15Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy/Lien/Court Order	$50	Not stated	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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