6 banks and credit unions have branches in Charles Town. The Bank Fee Index holds published fees for 3 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: West Virginia $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Charles Town with West Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
6 institutions, 3 with a published overdraft fee.
Bank · based in Charles Town, WV · 1 branch here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Fairfax, VA · 1 branch here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Bank · based in Shepherdstown, WV · 1 branch here
Bank · based in Alexandria, VA · 1 branch here
Account not yet known
“Overdraft Fee and Returned Item Fee* | $32.00”
Bank · based in Charleston, WV · 1 branch here
Largest banks by local bank deposits
Share of the $854 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Jefferson County
Deposits and branches cover the City of Charles Town. Population and income cover Jefferson County, the county with most of Charles Town's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Jefferson County.
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