16 banks and credit unions have branches in Beckley. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from West Virginia
Beckley counts institutions with a branch here, wherever headquartered. West Virginia counts institutions headquartered in the state.
Beckley
6 institutions with a branch here
$10.98
West Virginia
11 institutions headquartered in West Virginia
$8
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Beckley median sits furthest from West Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Beckley with West Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $29 to $38.
Median published overdraft fee
Beckley
9 institutions with a branch here
$35
West Virginia
28 institutions headquartered in West Virginia
$30
U.S.
2,605 institutions in the index
$30
Beckley covers every institution with a branch here, wherever it is headquartered. West Virginia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
16 institutions, 9 with a published overdraft fee.
Bank · based in Charleston, WV · 5 branches here
Bank · based in Fairfax, VA · 2 branches here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Iaeger, WV · 2 branches here
Credit union, membership rules apply · based in Beckley, WV · 2 branches here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Bluefield, VA · 1 branch here
Account not yet known
“If an overdraft is approved, you may be assessed our Paid Item fee of $38 for each item.”
Bank · based in Franklin, WV · 1 branch here
Account not yet known
“Our overdraft fee is $35 and our NSF fee is $35, as set forth in the current”
Bank · based in Welch, WV · 1 branch here
Bank · based in Alexandria, VA · 1 branch here
Account not yet known
“Overdraft Fee and Returned Item Fee* | $32.00”
Largest banks by local bank deposits
Share of the $1.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Raleigh County
Deposits and branches cover the City of Beckley. Population and income cover Raleigh County, the county with most of Beckley's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Raleigh County.
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