7 banks and credit unions have branches in Waunakee. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Wisconsin
Waunakee counts institutions with a branch here, wherever headquartered. Wisconsin counts institutions headquartered in the state.
Waunakee
6 institutions with a branch here
$35
Wisconsin
102 institutions headquartered in Wisconsin
$27.50
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Waunakee median sits furthest from Wisconsin's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Waunakee with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Waunakee
5 institutions with a branch here
$32
Wisconsin
76 institutions headquartered in Wisconsin
$30
U.S.
2,605 institutions in the index
$30
Waunakee covers every institution with a branch here, wherever it is headquartered. Wisconsin covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Middleton, WI · 1 branch here
Account not yet known
“to highest dollar amount. We then pay checks in check number order, per the bank’s policy. The payment order of items may create multiple overdraft items during a single banking da”
Bank · based in Green Bay, WI · 1 branch here
Account not yet known
“Overdraft—check or debit paid … $32 per item”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Oregon, WI · 1 branch here
Account not yet known
“Overdraft Fee | $25 Per Item”
Bank · based in Chicago, IL · 1 branch here
Bank · based in Berlin, WI · 1 branch here
Credit union, membership rules apply · based in Madison, WI · 1 branch here
Account not yet known
“OD (Overdraft) Coverage Fee | $28 each”
Largest banks by local bank deposits
Share of the $572 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Dane County
Deposits and branches cover the City of Waunakee. Population and income cover Dane County, the county with most of Waunakee's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Dane County.
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