9 banks and credit unions have branches in Germantown. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Wisconsin
Germantown counts institutions with a branch here, wherever headquartered. Wisconsin counts institutions headquartered in the state.
Germantown
5 institutions with a branch here
$35
Wisconsin
102 institutions headquartered in Wisconsin
$27.50
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Germantown median sits furthest from Wisconsin's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Germantown with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $30 to $36.
Median published overdraft fee
Germantown
5 institutions with a branch here
$34
Wisconsin
76 institutions headquartered in Wisconsin
$30
U.S.
2,605 institutions in the index
$30
Germantown covers every institution with a branch here, wherever it is headquartered. Wisconsin covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 5 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Oconomowoc, WI · 1 branch here
Bank · based in Green Bay, WI · 1 branch here
Account not yet known
“Overdraft—check or debit paid … $32 per item”
Bank · based in Chicago, IL · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Wauwatosa, WI · 1 branch here
Bank · based in Waukesha, WI · 1 branch here
Bank · based in Brookfield, WI · 1 branch here
Account not yet known
“The Overdraft Fee of $36 applies when you overdraw your account and the item(s) causing the overdraft are paid”
Credit union, membership rules apply · based in Brookfield, WI · 1 branch here
Account not yet known
“Premium overdraft/Insufficent funds charge (per item) … 30.00”
Largest banks by local bank deposits
Share of the $973 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Washington County
Deposits and branches cover the City of Germantown. Population and income cover Washington County, the county with most of Germantown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Washington County.
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