27 banks and credit unions have branches in the Eau Claire metro area. The Bank Fee Index holds published fees for 20 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Wisconsin
Eau Claire metro counts institutions with a branch here, wherever headquartered. Wisconsin counts institutions headquartered in the state.
Eau Claire metro
7 institutions with a branch here
$2.50
Wisconsin
25 institutions headquartered in Wisconsin
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Eau Claire metro median sits furthest from Wisconsin's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Eau Claire metro with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $30 to $36.
Median published overdraft fee
Eau Claire metro
11 institutions with a branch here
$35
Wisconsin
76 institutions headquartered in Wisconsin
$30
U.S.
2,605 institutions in the index
$30
Eau Claire metro covers every institution with a branch here, wherever it is headquartered. Wisconsin covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
27 institutions, 11 with a published overdraft fee.
Credit union, membership rules apply · based in Eau Claire, WI · 27 branches here
Bank · based in Chippewa Falls, WI · 6 branches here
Account not yet known
“OVERDRAFTS AND OVERDRAFT PROTECTION ARE NOT ALLOWED. If an overdraft occurs, a handling fee of $35.00 will be charge against the HSA and the check will be returned.”
Bank · based in Green Bay, WI · 4 branches here
Account not yet known
“Overdraft—check or debit paid … $32 per item”
Bank · based in Cincinnati, OH · 4 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Cadott, WI · 4 branches here
Account not yet known
“Paid NSF Item Fee* $35.00 n/a”
Bank · based in Altoona, WI · 3 branches here
Bank · based in Chicago, IL · 3 branches here
Credit union, membership rules apply · based in La Crosse, WI · 3 branches here
Account not yet known
“Service Overdraft Privilege* | Fee $35.00”
Credit union, membership rules apply · based in Menomonie, WI · 3 branches here
Bank · based in Green Bay, WI · 2 branches here
Account not yet known
“Overdraft Fees-(Paid NSF ltem(s) Fee) $35.00”
Largest banks by local bank deposits
Share of the $3.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Eau Claire metro's counties
Deposits and branches cover the Eau Claire metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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