48 banks and credit unions have branches in the Duluth metro area. The Bank Fee Index holds published fees for 26 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Wisconsin
Duluth metro counts institutions with a branch here, wherever headquartered. Wisconsin counts institutions headquartered in the state.
Duluth metro
9 institutions with a branch here
$2.50
Wisconsin
25 institutions headquartered in Wisconsin
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Duluth metro median sits furthest from Wisconsin's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Duluth metro with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Duluth metro
14 institutions with a branch here
$30
Wisconsin
76 institutions headquartered in Wisconsin
$30
U.S.
2,605 institutions in the index
$30
Duluth metro covers every institution with a branch here, wherever it is headquartered. Wisconsin covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
48 institutions, 14 with a published overdraft fee.
Bank · based in Duluth, MN · 12 branches here
Bank · based in Superior, WI · 9 branches here
Bank · based in Sioux Falls, SD · 8 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 8 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Duluth, MN · 7 branches here
Bank · based in Lonsdale, MN · 7 branches here
Credit union, membership rules apply · based in Hermantown, MN · 5 branches here
Credit union, membership rules apply · based in Duluth, MN · 5 branches here
Credit union, membership rules apply · based in Virginia, MN · 5 branches here
Account not yet known
“Overdraft | $30.00/Item”
Credit union, membership rules apply · based in Cloquet, MN · 5 branches here
Account not yet known
“Overdraft | $30.00”
Largest banks by local bank deposits
Share of the $6.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Duluth metro's counties
Deposits and branches cover the Duluth metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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