8 banks and credit unions have branches in Shoreline. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Washington
Shoreline counts institutions with a branch here, wherever headquartered. Washington counts institutions headquartered in the state.
Shoreline
5 institutions with a branch here
$25
Washington
49 institutions headquartered in Washington
$20
U.S.
2,629 institutions in the index
$25
Chosen as the fee whose Shoreline median sits furthest from Washington's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Shoreline with Washington and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Shoreline
6 institutions with a branch here
$34
Washington
48 institutions headquartered in Washington
$28.50
U.S.
2,605 institutions in the index
$30
Shoreline covers every institution with a branch here, wherever it is headquartered. Washington covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 6 with a published overdraft fee.
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in Tukwila, WA · 2 branches here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Olympia, WA · 1 branch here
Account not yet known
“Insufficient funds/overdraft (each)4 | $34”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Los Angeles, CA · 1 branch here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Tacoma, WA · 1 branch here
Account not yet known
“Program NSF (1 NSF or Courtesy Pay refund per calendar year upon request) | Fee Amount $29 per presentment (no max)”
Largest banks by local bank deposits
Share of the $924 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: King County
Deposits and branches cover the City of Shoreline. Population and income cover King County, the county with most of Shoreline's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for King County.
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