24 banks and credit unions have branches in the Kennewick-Richland metro area. The Bank Fee Index holds published fees for 15 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Washington
Kennewick-Richland metro counts institutions with a branch here, wherever headquartered. Washington counts institutions headquartered in the state.
Kennewick-Richland metro
12 institutions with a branch here
$30
Washington
49 institutions headquartered in Washington
$20
U.S.
2,631 institutions in the index
$25
Chosen as the fee whose Kennewick-Richland metro median sits furthest from Washington's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Kennewick-Richland metro with Washington and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Kennewick-Richland metro
13 institutions with a branch here
$30
Washington
48 institutions headquartered in Washington
$28.50
U.S.
2,601 institutions in the index
$30
Kennewick-Richland metro covers every institution with a branch here, wherever it is headquartered. Washington covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
24 institutions, 13 with a published overdraft fee.
Credit union, membership rules apply · based in Richland, WA · 13 branches here
Credit union, membership rules apply · based in Richland, WA · 8 branches here
Credit union, membership rules apply · based in Spokane Valley, WA · 6 branches here
Account not yet known
“Overdraft*/Courtesy Pay: | $30.00 each”
Bank · based in Cincinnati, OH · 5 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Yakima, WA · 5 branches here
Bank · based in Walla Walla, WA · 5 branches here
Account not yet known
“Overdraft Item (based on available balance2) | $30.00”
Credit union, membership rules apply · based in Liberty Lake, WA · 5 branches here
Account not yet known
“Overdraft fee (Privilege pay) | $29”
Bank · based in Columbus, OH · 4 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Roseburg, OR · 4 branches here
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Largest banks by local bank deposits
Share of the $3.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Kennewick-Richland metro's counties
Deposits and branches cover the Kennewick-Richland metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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