7 banks and credit unions have branches in Lake Stevens. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Washington
Lake Stevens counts institutions with a branch here, wherever headquartered. Washington counts institutions headquartered in the state.
Lake Stevens
5 institutions with a branch here
$5
Washington
31 institutions headquartered in Washington
$7
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Lake Stevens median sits furthest from Washington's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lake Stevens with Washington and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $20–$36.
Medians for reference: Washington $28.50 · U.S. $30
Local median not shown; five institutions required.
7 institutions, 4 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Credit union, membership rules apply · based in Tukwila, WA · 1 branch here
Credit union, membership rules apply · based in Richland, WA · 1 branch here
Credit union, membership rules apply · based in Anchorage, AK · 1 branch here
Largest banks by local bank deposits
Share of the $416 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Snohomish County
Deposits and branches cover the City of Lake Stevens. Population and income cover Snohomish County, the county with most of Lake Stevens's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Snohomish County.
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