10 banks and credit unions have branches in Essex Junction. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Vermont
Essex Junction counts institutions with a branch here, wherever headquartered. Vermont counts institutions headquartered in the state.
Essex Junction
7 institutions with a branch here
$2.50
Vermont
7 institutions headquartered in Vermont
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Essex Junction median sits furthest from Vermont's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Essex Junction with Vermont and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $14 to $40.
Median published overdraft fee
Essex Junction
8 institutions with a branch here
$27.50
Vermont
10 institutions headquartered in Vermont
$27
U.S.
2,605 institutions in the index
$30
Essex Junction covers every institution with a branch here, wherever it is headquartered. Vermont covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 8 with a published overdraft fee.
Credit union, membership rules apply · based in Williston, VT · 2 branches here
Account not yet known
“Non-sufficient Fund (NSF)/Overdraft2 … $14”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Canton, NY · 1 branch here
Account not yet known
“Overdraft Fee for the $40 transaction, because your current balance is sufficient to cover the amount of the check transaction”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Northfield, VT · 1 branch here
Account not yet known
“Overdraft paid item fee | $30”
Bank · based in Norwich, NY · 1 branch here
Credit union, membership rules apply · based in Springfield, VT · 1 branch here
Credit union, membership rules apply · based in Massena, NY · 1 branch here
Account not yet known
“If multiple items overdraw your account on the same day, each item will be assessed an appropriate Overdraft Fee or a Return Item Fee of $25”
Largest banks by local bank deposits
Share of the $556 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Chittenden County
Deposits and branches cover the City of Essex Junction. Population and income cover Chittenden County, the county with most of Essex Junction's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Chittenden County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions