Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Northfield Savings Bank

Northfield, VermontBankBoston Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Fraud Package (monthly fee): - Positive Pay: check - Positive Pay: ACH - Fed Corporate Payor Report$40Above the typical range ($3–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #917. canonical_hint=monthly_maintenance; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Fraud Package (monthly fee): - Positive Pay: check - Positive Pay: ACH - Fed Corporate Payor Report | $40 Included in package Included in package Included in package" · Source

Monthly dormancy fee (accounts inactive for 24 months)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #917. canonical_hint=dormant_account; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Monthly dormancy fee (accounts inactive for 24 months) | $5" · Source

Paper statement fee$3

At the national median

Knox deterministic extraction from Rosetta artifact #917. canonical_hint=paper_statement; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Paper statement fee | $3" · Source

Overdraft & NSFVerified

Overdraft paid item fee$30Within the typical range ($25–$30.59 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #917. canonical_hint=overdraft; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Overdraft paid item fee | $30" · Source
Sweep overdraft protection (per transfer)$5Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #917. canonical_hint=od_protection_transfer; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Sweep overdraft protection (per transfer) | $5" · Source

ATM & CardVerified

Rush debit card order - average 1-2 day delivery$50Within the typical range ($30–$50 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #917. canonical_hint=rush_card; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Rush debit card order - average 1-2 day delivery | $50" · Source
Rush debit card order - average 2-4 day delivery$25Below the typical range ($30–$50 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #917. canonical_hint=rush_card; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Rush debit card order - average 2-4 day delivery | $25" · Source

Wire TransfersVerified

Domestic wire fee - incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #917. canonical_hint=wire_domestic_incoming; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Domestic wire fee - incoming | $15" · Source
Domestic wire fee - outgoing$30Above the typical range ($20–$25 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #917. canonical_hint=wire_domestic_outgoing; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Domestic wire fee - outgoing | $30" · Source

Check ServicesVerified

Online banking stop payment$20Within the typical range ($20–$30 nationally)
$6 below the national median
Knox deterministic extraction from Rosetta artifact #917. canonical_hint=stop_payment; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Online banking stop payment | $20" · Source
Stop payment$25Within the typical range ($20–$30 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #917. canonical_hint=stop_payment; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Stop payment | $25" · Source

Digital & ElectronicVerified

A La Carte Services - Bill Pay: business advanced (monthly fee) - Fed Corporate Payor Report (monthly fee per account) -$20Above the typical range ($0–$11.45 nationally)
$15 above the national median
per month · Knox deterministic extraction from Rosetta artifact #917. canonical_hint=bill_pay; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="A La Carte Services - Bill Pay: business advanced (monthly fee) - Fed Corporate Payor Report (monthly fee per account) - Mobile iDeposit (mRDC) (monthly fee) | $20 $10 $25" · Source
Mobile deposit$0Within the typical range ($0–$0.41 nationally)
At the national median
Knox read a free fee from Rosetta artifact #917. canonical_hint=mobile_deposit; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Mobile deposit | None" · Source
Online bill pay$0Within the typical range ($0–$11.45 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #917. canonical_hint=bill_pay; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Online bill pay | None" · Source

Cash & DepositVerified

Coin counting where available (customer only)$0Within the typical range ($0–$5 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #917. canonical_hint=coin_counting; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Coin counting where available (customer only) | None" · Source

Account ServicesVerified

Notary service (customer)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #917. canonical_hint=notary_fee; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Notary service (customer) | None" · Source
Notary service (non-customer)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #917. canonical_hint=notary_fee; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Notary service (non-customer) | $5" · Source
One lost key$50Within the typical range ($25–$75 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #917. canonical_hint=safe_deposit_box; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="One lost key | $50" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Fraud Package (monthly fee): - Positive Pay: check - Positive Pay: ACH - Fed Corporate Payor Report	$40Above the typical range ($3–$10 nationally)	$34.27 above the national median	per month	Knox deterministic extraction from Rosetta artifact #917. canonical_hint=monthly_maintenance; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Fraud Package (monthly fee): - Positive Pay: check - Positive Pay: ACH - Fed Corporate Payor Report \| $40 Included in package Included in package Included in package"	Source
Monthly dormancy fee (accounts inactive for 24 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #917. canonical_hint=dormant_account; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Monthly dormancy fee (accounts inactive for 24 months) \| $5"	Source
Paper statement fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #917. canonical_hint=paper_statement; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Paper statement fee \| $3"	Source
Overdraft & NSFVerified
Overdraft paid item fee	$30Within the typical range ($25–$30.59 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #917. canonical_hint=overdraft; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Overdraft paid item fee \| $30"	Source
Sweep overdraft protection (per transfer)
ATM & CardVerified
Rush debit card order - average 1-2 day delivery	$50Within the typical range ($30–$50 nationally)	$7.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #917. canonical_hint=rush_card; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Rush debit card order - average 1-2 day delivery \| $50"	Source
Rush debit card order - average 2-4 day delivery
Wire TransfersVerified
Domestic wire fee - incoming	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #917. canonical_hint=wire_domestic_incoming; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Domestic wire fee - incoming \| $15"	Source
Domestic wire fee - outgoing
Check ServicesVerified
Online banking stop payment	$20Within the typical range ($20–$30 nationally)	$6 below the national median	—	Knox deterministic extraction from Rosetta artifact #917. canonical_hint=stop_payment; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Online banking stop payment \| $20"	Source
Stop payment	$25
Digital & ElectronicVerified
A La Carte Services - Bill Pay: business advanced (monthly fee) - Fed Corporate Payor Report (monthly fee per account) -	$20Above the typical range ($0–$11.45 nationally)	$15 above the national median	per month	Knox deterministic extraction from Rosetta artifact #917. canonical_hint=bill_pay; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="A La Carte Services - Bill Pay: business advanced (monthly fee) - Fed Corporate Payor Report (monthly fee per account) - Mobile iDeposit (mRDC) (monthly fee) \| $20 $10 $25"	Source
Cash & DepositVerified
Coin counting where available (customer only)	$0Within the typical range ($0–$5 nationally)	$2 below the national median	—	Knox read a free fee from Rosetta artifact #917. canonical_hint=coin_counting; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Coin counting where available (customer only) \| None"	Source
Account ServicesVerified
Notary service (customer)	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	Knox read a free fee from Rosetta artifact #917. canonical_hint=notary_fee; text_hash=f4577b89152dec991b71fe2b21e66b0d4c514fd8f52a13b3bc96f643ce22f1c0; excerpt="Notary service (customer) \| None"	Source
Notary service (non-customer)	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 20 — leaner than most institutions

Published fees

Under review

Assets

$1.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.6B

Total deposits

$1.3B

Service charge income

$567K

Fee income ratio

4.2%

Return on assets

0.82%

Branches

Service charge income by quarter

Q2 2026$567K

Q1 2026$531K

Q4 2025$548K

Q3 2025$575K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,148 verified fees from 2,202 institutions

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