10 banks and credit unions have branches in Stafford. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Virginia
Stafford counts institutions with a branch here, wherever headquartered. Virginia counts institutions headquartered in the state.
Stafford
5 institutions with a branch here
$5
Virginia
58 institutions headquartered in Virginia
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Stafford median sits furthest from Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Stafford with Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Stafford
8 institutions with a branch here
$34.50
Virginia
60 institutions headquartered in Virginia
$30
U.S.
2,605 institutions in the index
$30
Stafford covers every institution with a branch here, wherever it is headquartered. Virginia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 8 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Vienna, VA · 2 branches here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Martinsville, VA · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Fairfax, VA · 1 branch here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Credit union, membership rules apply · based in Fairfax, VA · 1 branch here
Account not yet known
“Overdraft | Overdraft Penalty Fee $ 25 per overdraft covered by Credit Union advance”
Credit union, membership rules apply · based in Jacksonville, NC · 1 branch here
Largest banks by local bank deposits
Share of the $898 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Stafford County
Deposits and branches cover the City of Stafford. Population and income cover Stafford County, the county with most of Stafford's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Stafford County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions