22 banks and credit unions have branches in the Blacksburg-Christiansburg-Radford metro area. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Virginia
Blacksburg-Christiansburg-Radford metro counts institutions with a branch here, wherever headquartered. Virginia counts institutions headquartered in the state.
Blacksburg-Christiansburg-Radford metro
7 institutions with a branch here
$2
Virginia
48 institutions headquartered in Virginia
$1.25
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Blacksburg-Christiansburg-Radford metro median sits furthest from Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Blacksburg-Christiansburg-Radford metro with Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $38.
Median published overdraft fee
Blacksburg-Christiansburg-Radford metro
9 institutions with a branch here
$35
Virginia
60 institutions headquartered in Virginia
$30
U.S.
2,605 institutions in the index
$30
Blacksburg-Christiansburg-Radford metro covers every institution with a branch here, wherever it is headquartered. Virginia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
22 institutions, 9 with a published overdraft fee.
Bank · based in Blacksburg, VA · 14 branches here
Account not yet known
“Overdraft Item Charge (per item) | $38.00”
Bank · based in Richmond City, VA · 7 branches here
Bank · based in Martinsville, VA · 6 branches here
Bank · based in Charlotte, NC · 5 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Independence, VA · 5 branches here
Bank · based in Bluefield, VA · 4 branches here
Account not yet known
“If an overdraft is approved, you may be assessed our Paid Item fee of $38 for each item.”
Bank · based in Lebanon, VA · 3 branches here
Credit union, membership rules apply · based in Narrows, VA · 3 branches here
Credit union, membership rules apply · based in Roanoke, VA · 3 branches here
Credit union, membership rules apply · based in Blacksburg, VA · 3 branches here
Largest banks by local bank deposits
Share of the $4.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Blacksburg-Christiansburg-Radford metro's counties
Deposits and branches cover the Blacksburg-Christiansburg-Radford metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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