7 banks and credit unions have branches in Culpeper. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Virginia
Culpeper counts institutions with a branch here, wherever headquartered. Virginia counts institutions headquartered in the state.
Culpeper
5 institutions with a branch here
$10
Virginia
36 institutions headquartered in Virginia
$7.99
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Culpeper median sits furthest from Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Culpeper with Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $30–$36.
Medians for reference: Virginia $30 · U.S. $30
Local median not shown; five institutions required.
7 institutions, 4 with a published overdraft fee.
Bank · based in Richmond City, VA · 2 branches here
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Warrenton, VA · 1 branch here
Bank · based in Martinsville, VA · 1 branch here
Credit union, membership rules apply · based in Fort Wayne, IN · 1 branch here
Account not yet known
“Privilege Pay (paid item) Fee | $30.00”
Credit union, membership rules apply · based in Charlottesville, VA · 1 branch here
Account not yet known
“Overdraft fee (Paid NSF) or Returned Item fee (NSF) | $32.00”
Largest banks by local bank deposits
Share of the $991 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Culpeper County
Deposits and branches cover the City of Culpeper. Population and income cover Culpeper County, the county with most of Culpeper's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Culpeper County.
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