79 banks and credit unions have branches in Salt Lake City. The Bank Fee Index holds published fees for 43 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Utah
Salt Lake City counts institutions with a branch here, wherever headquartered. Utah counts institutions headquartered in the state.
Salt Lake City
39 institutions with a branch here
$25
Utah
33 institutions headquartered in Utah
$15
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Salt Lake City median sits furthest from Utah's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Salt Lake City with Utah and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $36.
Median published overdraft fee
Salt Lake City
29 institutions with a branch here
$25
Utah
25 institutions headquartered in Utah
$25
U.S.
2,600 institutions in the index
$30
Salt Lake City covers every institution with a branch here, wherever it is headquartered. Utah covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
79 institutions, 29 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 12 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Salt Lake City, UT · 11 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Cincinnati, OH · 10 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Columbus, OH · 8 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cleveland, OH · 8 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Credit union, membership rules apply · based in Riverdale, UT · 7 branches here
Account not yet known
“Overdraft Service Fee | $25.00 per presentment”
Credit union, membership rules apply · based in Salt Lake City, UT · 6 branches here
Account not yet known
“Overdraft Privilege Fee / ODP Fee (Max 5 per day)* | $25/item”
Bank · based in Charlotte, NC · 5 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in Sandy, UT · 5 branches here
Bank · based in Seattle, WA · 4 branches here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Largest banks by local bank deposits
Share of the $658.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Salt Lake County
Deposits and branches cover the City of Salt Lake City. Population and income cover Salt Lake County, the county with most of Salt Lake City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Salt Lake County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions