2 banks and credit unions have branches in Whitehouse. The Bank Fee Index holds published fees for 2 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Texas $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Whitehouse with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
2 institutions, 2 with a published overdraft fee.
Bank · based in Tyler, TX · 2 branches here
Account not yet known
“A Paid Overdraft Item Fee of $30 will be assessed for each withdrawal that is paid into the overdraft by check, in-person withdrawal, ACH withdrawal, or other electronic means”
Bank · based in Jacksonville, TX · 1 branch here
Account not yet known
“Normal overdraft fees ($30 per occurrence) apply and will be deducted from available overdraft limit”
Largest banks by local bank deposits
Share of the $286 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Smith County
Deposits and branches cover the City of Whitehouse. Population and income cover Smith County, the county with most of Whitehouse's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Smith County.
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