9 banks and credit unions have branches in The Colony. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
The Colony counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
The Colony
6 institutions with a branch here
$2.75
Texas
155 institutions headquartered in Texas
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose The Colony median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare The Colony with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $37.
Median published overdraft fee
The Colony
7 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
The Colony covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 7 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Little Rock, AR · 1 branch here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in El Campo, TX · 1 branch here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Killeen, TX · 1 branch here
Credit union, membership rules apply · based in Denton, TX · 1 branch here
Credit union, membership rules apply · based in Vienna, VA · 1 branch here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Credit union, membership rules apply · based in Universal City, TX · 1 branch here
Account not yet known
“$24 per item for | the “Overdrafts and Overdraft Protection” section”
Largest banks by local bank deposits
Share of the $522 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Denton County
Deposits and branches cover the City of The Colony. Population and income cover Denton County, the county with most of The Colony's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Denton County.
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