18 banks and credit unions have branches in Sherman. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Sherman counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Sherman
7 institutions with a branch here
$10
Texas
166 institutions headquartered in Texas
$7.50
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Sherman median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Sherman with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Sherman
11 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Sherman covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 11 with a published overdraft fee.
Bank · based in Durant, OK · 3 branches here
Account not yet known
“Overdraft Item Charge (per item) … $35”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Pine Bluff, AR · 1 branch here
Account not yet known
“(including a second or subsequent request for payment), we may charge a Paid Item/Overdraft Fee of $36.00 per occurrence. However,”
Bank · based in Winter Haven, FL · 1 branch here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Tulsa, OK · 1 branch here
Account not yet known
“Overdraft Fee - $36.00 per item1”
Bank · based in Atoka, OK · 1 branch here
Bank · based in Bowie, TX · 1 branch here
Bank · based in Gainesville, TX · 1 branch here
Bank · based in Durant, OK · 1 branch here
Account not yet known
“Overdraft Fees … $35.00*”
Largest banks by local bank deposits
Share of the $1.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Grayson County
Deposits and branches cover the City of Sherman. Population and income cover Grayson County, the county with most of Sherman's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Grayson County.
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