5 banks and credit unions have branches in Seabrook. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Seabrook counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Seabrook
5 institutions with a branch here
$2.50
Texas
155 institutions headquartered in Texas
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Seabrook median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Seabrook with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Seabrook
5 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Seabrook covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
5 institutions, 5 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Galveston, TX · 1 branch here
Account not yet known
“Overdraft Item Charge $35”
Credit union, membership rules apply · based in La Porte, TX · 1 branch here
Account not yet known
“Courtesy Pay | $31.00 each”
Credit union, membership rules apply · based in Houston, TX · 1 branch here
Account not yet known
“Overdraft Fee (Per Presentment) | $25.00”
Largest banks by local bank deposits
Share of the $230 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Harris County
Deposits and branches cover the City of Seabrook. Population and income cover Harris County, the county with most of Seabrook's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Harris County.
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