6 banks and credit unions have branches in Roma. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Texas $28 · U.S. $27.50
Local median not shown; five institutions required.
Pick a fee to compare Roma with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $35–$36.
Medians for reference: Texas $30 · U.S. $30
6 institutions, 3 with a published overdraft fee.
Bank · based in Pharr, TX · 1 branch here
Account not yet known
“Overdraft | Overdraft Item Fee - Paid* $35.99”
Bank · based in Mercedes, TX · 1 branch here
Bank · based in Zapata, TX · 1 branch here
Account not yet known
“Overdraft fee (checks and other debits paid) … $35.00 ea.”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in McAllen, TX · 1 branch here
Credit union, membership rules apply · based in Rio Grande City, TX · 1 branch here
Largest banks by local bank deposits
Share of the $231 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Starr County
Deposits and branches cover the City of Roma. Population and income cover Starr County, the county with most of Roma's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Starr County.
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