18 banks and credit unions have branches in Rockwall. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Rockwall counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Rockwall
11 institutions with a branch here
$2.50
Texas
155 institutions headquartered in Texas
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Rockwall median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Rockwall with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Rockwall
13 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Rockwall covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 13 with a published overdraft fee.
Bank · based in Terrell, TX · 2 branches here
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Winter Haven, FL · 2 branches here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Sulphur Springs, TX · 2 branches here
Account not yet known
when the items are automatically paid under th
“We will charge a $30.00 Overdraft Fee for each item over $5.00 paid on your account, with a daily limit of $180.00 for overdraft fees when the items are automatically paid under th”
Bank · based in Dallas, TX · 1 branch here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Seagoville, TX · 1 branch here
Bank · based in Kalispell, MT · 1 branch here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Rockwall, TX · 1 branch here
Largest banks by local bank deposits
Share of the $2.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Rockwall County
Deposits and branches cover the City of Rockwall. Population and income cover Rockwall County, the county with most of Rockwall's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Rockwall County.
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