11 banks and credit unions have branches in Prosper. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Prosper counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Prosper
9 institutions with a branch here
$9.95
Texas
166 institutions headquartered in Texas
$7.50
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Prosper median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Prosper with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Prosper
11 institutions with a branch here
$34
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Prosper covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 11 with a published overdraft fee.
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Magnolia, AR · 1 branch here
Account not yet known
“Non-Sufficient Overdraft Item | $32.00 per item”
Bank · based in Henderson, TX · 1 branch here
Account not yet known
“Low $29.50 fee per overdraft paid item fee and per return item fee1”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Durant, OK · 1 branch here
Account not yet known
“Overdraft Item Charge (per item) … $35”
Bank · based in Winter Haven, FL · 1 branch here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in San Antonio, TX · 1 branch here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item we pay that overdraws your account by more than $100, up to a maximu”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Vienna, VA · 1 branch here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Largest banks by local bank deposits
Share of the $1.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Collin County
Deposits and branches cover the City of Prosper. Population and income cover Collin County, the county with most of Prosper's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Collin County.
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