8 banks and credit unions have branches in Port Lavaca. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Port Lavaca counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Port Lavaca
5 institutions with a branch here
$5
Texas
219 institutions headquartered in Texas
$7.50
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Port Lavaca median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Port Lavaca with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $32 to $35.
Median published overdraft fee
Port Lavaca
6 institutions with a branch here
$33.50
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Port Lavaca covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 6 with a published overdraft fee.
Bank · based in Port Lavaca, TX · 1 branch here
Bank · based in Laredo, TX · 1 branch here
Account not yet known
“Overdraft fee (checks and other debits paid) … $35.00 ea.”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in El Campo, TX · 1 branch here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in Killeen, TX · 1 branch here
Credit union, membership rules apply · based in Port Lavaca, TX · 1 branch here
Account not yet known
“Overdraft - each draft paid | $32.00”
Credit union, membership rules apply · based in Lake Jackson, TX · 1 branch here
Account not yet known
“Courtesy Pay | $32.00 each occurrence”
Largest banks by local bank deposits
Share of the $468 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Calhoun County
Deposits and branches cover the City of Port Lavaca. Population and income cover Calhoun County, the county with most of Port Lavaca's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Calhoun County.
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