53 banks and credit unions have branches in Plano. The Bank Fee Index holds published fees for 35 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Plano counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Plano
24 institutions with a branch here
$2
Texas
154 institutions headquartered in Texas
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Plano median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Plano with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $37.
Median published overdraft fee
Plano
30 institutions with a branch here
$33
Texas
219 institutions headquartered in Texas
$30
U.S.
2,604 institutions in the index
$30
Plano covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
53 institutions, 30 with a published overdraft fee.
Bank · based in Columbus, OH · 13 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in El Campo, TX · 7 branches here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Charlotte, NC · 7 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Sioux Falls, SD · 7 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 5 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Cincinnati, OH · 4 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in San Antonio, TX · 4 branches here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item we pay that overdraws your account by more than $100, up to a maximu”
Bank · based in Charlotte, NC · 4 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in The Woodlands, TX · 3 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in Little Rock, AR · 2 branches here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Largest banks by local bank deposits
Share of the $16.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Collin County
Deposits and branches cover the City of Plano. Population and income cover Collin County, the county with most of Plano's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Collin County.
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