11 banks and credit unions have branches in Pampa. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Texas $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Pampa with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
11 institutions, 4 with a published overdraft fee.
Credit union, membership rules apply · based in Pampa, TX · 2 branches here
Bank · based in Amarillo, TX · 1 branch here
Account not yet known
“The fee for overdraft is $26 per item.”
Bank · based in Conway, AR · 1 branch here
Account not yet known
“Overdraft Fee* $35.00 per paid item”
Bank · based in Kansas City, MO · 1 branch here
Account not yet known
“Overdraft Charge 5 | $36.00 per item”
Bank · based in Killeen, TX · 1 branch here
Credit union, membership rules apply · based in Amarillo, TX · 1 branch here
Credit union, membership rules apply · based in Pampa, TX · 1 branch here
Credit union, membership rules apply · based in Pampa, TX · 1 branch here
Credit union, membership rules apply · based in Borger, TX · 1 branch here
Account not yet known
“Courtesy Pay (each) | $18.00”
Credit union, membership rules apply · based in Amarillo, TX · 1 branch here
Largest banks by local bank deposits
Share of the $457 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Gray County
Deposits and branches cover the City of Pampa. Population and income cover Gray County, the county with most of Pampa's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Gray County.
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