8 banks and credit unions have branches in Mount Pleasant. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Texas
Where a fee has enough institutions for a local median, the Mount Pleasant median is within 10% of the Texas median on all 1 fee.
Mount Pleasant counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Pick a fee to compare Mount Pleasant with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $15–$32.
Medians for reference: Texas $30 · U.S. $30
Local median not shown; five institutions required.
8 institutions, 4 with a published overdraft fee.
Bank · based in Kalispell, MT · 3 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Pittsburg, TX · 2 branches here
Account not yet known
“*Nonsufficient (NSF) item paid fee (each) | $15”
Bank · based in Pittsburg, TX · 2 branches here
Credit union, membership rules apply · based in Longview, TX · 2 branches here
Bank · based in Mount Pleasant, TX · 1 branch here
Bank · based in Henderson, TX · 1 branch here
Account not yet known
“Overdraft Fee* | $32.00”
Bank · based in Paris, TX · 1 branch here
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Largest banks by local bank deposits
Share of the $970 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Titus County
Deposits and branches cover the City of Mount Pleasant. Population and income cover Titus County, the county with most of Mount Pleasant's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Titus County.
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