8 banks and credit unions have branches in Montgomery. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Montgomery counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Montgomery
5 institutions with a branch here
$0
Texas
251 institutions headquartered in Texas
$30
U.S.
2,858 institutions in the index
$30
Chosen as the fee whose Montgomery median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Montgomery with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $29 to $36.
Median published overdraft fee
Montgomery
8 institutions with a branch here
$33
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Montgomery covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 8 with a published overdraft fee.
Bank · based in The Woodlands, TX · 3 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Abilene, TX · 1 branch here
Account not yet known
“Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts) | $35.00”
Bank · based in Pine Bluff, AR · 1 branch here
Account not yet known
“(including a second or subsequent request for payment), we may charge a Paid Item/Overdraft Fee of $36.00 per occurrence. However,”
Bank · based in Jacksonville, TX · 1 branch here
Account not yet known
“Normal overdraft fees ($30 per occurrence) apply and will be deducted from available overdraft limit”
Bank · based in Texas City, TX · 1 branch here
Account not yet known
“Cost | Overdraft . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .”
Largest banks by local bank deposits
Share of the $791 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Montgomery County
Deposits and branches cover the City of Montgomery. Population and income cover Montgomery County, the county with most of Montgomery's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Montgomery County.
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