6 banks and credit unions have branches in Lake Worth. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Texas
Where a fee has enough institutions for a local median, the Lake Worth median is within 10% of the Texas median on all 4 fees.
Lake Worth counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Pick a fee to compare Lake Worth with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Lake Worth
5 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Lake Worth covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Corsicana, TX · 1 branch here
Bank · based in Tulsa, OK · 1 branch here
Account not yet known
“Overdraft Fee - $36.00 per item1”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Fort Worth, TX · 1 branch here
Account not yet known
“Insufficient funds & Courtesy Pay for debits and withdrawals via check, either cashed at a teller window or for 3rd party payment, ACH, ATM, Debit Mastercard – PIN or Point of Sale”
Largest banks by local bank deposits
Share of the $612 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Tarrant County
Deposits and branches cover the City of Lake Worth. Population and income cover Tarrant County, the county with most of Lake Worth's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Tarrant County.
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