17 banks and credit unions have branches in Kerrville. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Kerrville counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Kerrville
8 institutions with a branch here
$12
Texas
251 institutions headquartered in Texas
$30
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Kerrville median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Kerrville with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $24 to $37.
Median published overdraft fee
Kerrville
9 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Kerrville covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
17 institutions, 9 with a published overdraft fee.
Credit union, membership rules apply · based in Kerrville, TX · 3 branches here
Account not yet known
“Overdraft Privilege | $30.00/Item”
Bank · based in Fredericksburg, TX · 2 branches here
Bank · based in Conway, AR · 2 branches here
Account not yet known
“Overdraft Fee* $35.00 per paid item”
Bank · based in El Campo, TX · 2 branches here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in San Antonio, TX · 1 branch here
Account not yet known
“Overdraft fee | $35.00/item”
Bank · based in Kerrville, TX · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Moulton, TX · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Largest banks by local bank deposits
Share of the $1.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Kerr County
Deposits and branches cover the City of Kerrville. Population and income cover Kerr County, the county with most of Kerrville's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Kerr County.
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