Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Community bank, $1B to $10B

Security State Bank & Trust

Fredericksburg, TexasBankDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

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Published fees

Published fees power benchmarks; fees under review do not.

Overdraft & NSFUnder review

You can also opt in to Overdraft Coverage PLUS, which strives to cover everyday debit transactions as well as checks and$30
Source

Other fees

And Top Tier Interest Checking offers the best returns for people who can maintain a monthly balance of (there is a$10
per month · Knox held for review (unclassified) from Rosetta artifact #15131. canonical_hint=none; text_hash=272262ddd23c976d99449dc0673b1abb91f04ef0ccd93b5f04a3a3c38fc2d68b; excerpt="And Top Tier Interest Checking offers the best returns for people who can maintain a monthly balance of $1,000 (there is a $10 fee if your balance dips below $1,000 on the last day" · Source
Business Choice Money Market – Higher interest rates with a$10
per month · Knox held for review (unclassified) from Rosetta artifact #15131. canonical_hint=none; text_hash=272262ddd23c976d99449dc0673b1abb91f04ef0ccd93b5f04a3a3c38fc2d68b; excerpt="Business Choice Money Market – Higher interest rates with a $10 monthly fee (avoidable if you maintain a balance of $2,500 or more)" · Source
Personal Choice Money Market – Higher interest rates with a$10
per month · Knox held for review (unclassified) from Rosetta artifact #15131. canonical_hint=none; text_hash=272262ddd23c976d99449dc0673b1abb91f04ef0ccd93b5f04a3a3c38fc2d68b; excerpt="Personal Choice Money Market – Higher interest rates with a $10 monthly fee (avoidable if you maintain a balance of $2,500 or more)" · Source
While there is no monthly or annual fee, we will charge$30
per month · Knox held for review (unclassified) from Rosetta artifact #15131. canonical_hint=none; text_hash=272262ddd23c976d99449dc0673b1abb91f04ef0ccd93b5f04a3a3c38fc2d68b; excerpt="While there is no monthly or annual fee, we will charge $30 each time you overdraw" · Source
You can also opt in to Overdraft Coverage PLUS, which strives to cover everyday debit transactions as well as checks and$30
Knox deterministic extraction from Rosetta artifact #15131. canonical_hint=overdraft; text_hash=272262ddd23c976d99449dc0673b1abb91f04ef0ccd93b5f04a3a3c38fc2d68b; excerpt="You can also opt in to Overdraft Coverage PLUS, which strives to cover everyday debit transactions as well as checks and ACH payments. Again, the fee is $30 any time you overdraw, " · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFUnder review
You can also opt in to Overdraft Coverage PLUS, which strives to cover everyday debit transactions as well as checks and	$30	—	—	—	Source
Other feesUnder review
And Top Tier Interest Checking offers the best returns for people who can maintain a monthly balance of (there is a	$10	—	per month	Knox held for review (unclassified) from Rosetta artifact #15131. canonical_hint=none; text_hash=272262ddd23c976d99449dc0673b1abb91f04ef0ccd93b5f04a3a3c38fc2d68b; excerpt="And Top Tier Interest Checking offers the best returns for people who can maintain a monthly balance of $1,000 (there is a $10 fee if your balance dips below $1,000 on the last day"	Source
Business Choice Money Market – Higher interest rates with a	$10	—	per month	Knox held for review (unclassified) from Rosetta artifact #15131. canonical_hint=none; text_hash=272262ddd23c976d99449dc0673b1abb91f04ef0ccd93b5f04a3a3c38fc2d68b; excerpt="Business Choice Money Market – Higher interest rates with a $10 monthly fee (avoidable if you maintain a balance of $2,500 or more)"	Source
Personal Choice Money Market – Higher interest rates with a	$10	—	per month	Knox held for review (unclassified) from Rosetta artifact #15131. canonical_hint=none; text_hash=272262ddd23c976d99449dc0673b1abb91f04ef0ccd93b5f04a3a3c38fc2d68b; excerpt="Personal Choice Money Market – Higher interest rates with a $10 monthly fee (avoidable if you maintain a balance of $2,500 or more)"	Source
While there is no monthly or annual fee, we will charge	$30	—	per month	Knox held for review (unclassified) from Rosetta artifact #15131. canonical_hint=none; text_hash=272262ddd23c976d99449dc0673b1abb91f04ef0ccd93b5f04a3a3c38fc2d68b; excerpt="While there is no monthly or annual fee, we will charge $30 each time you overdraw"	Source
You can also opt in to Overdraft Coverage PLUS, which strives to cover everyday debit transactions as well as checks and	$30	—	—	Knox deterministic extraction from Rosetta artifact #15131. canonical_hint=overdraft; text_hash=272262ddd23c976d99449dc0673b1abb91f04ef0ccd93b5f04a3a3c38fc2d68b; excerpt="You can also opt in to Overdraft Coverage PLUS, which strives to cover everyday debit transactions as well as checks and ACH payments. Again, the fee is $30 any time you overdraw, "	Source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.2B

Total deposits

$1.8B

Service charge income

$731K

Fee income ratio

2.7%

Return on assets

2.26%

Branches

Service charge income by quarter

Q2 2026$731K

Q1 2026$699K

Q4 2025$712K

Q3 2025$695K

Financial profile · Pro

Security State Bank & Trust

Published fees

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Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings