36 banks and credit unions have branches in Katy. The Bank Fee Index holds published fees for 31 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Katy counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Katy
18 institutions with a branch here
$15
Texas
251 institutions headquartered in Texas
$30
U.S.
2,858 institutions in the index
$30
Chosen as the fee whose Katy median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Katy with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $37.
Median published overdraft fee
Katy
29 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Katy covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
36 institutions, 29 with a published overdraft fee.
Bank · based in Columbus, OH · 10 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Charlotte, NC · 8 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Sioux Falls, SD · 7 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in The Woodlands, TX · 6 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in El Campo, TX · 5 branches here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Wilmington, DE · 5 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Birmingham, AL · 3 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Credit union, membership rules apply · based in Houston, TX · 3 branches here
Account not yet known
“We will charge you an overdraft fee of $32 each time we pay an overdraft.”
Bank · based in Salt Lake City, UT · 2 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Largest banks by local bank deposits
Share of the $8.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Fort Bend County
Deposits and branches cover the City of Katy. Population and income cover Fort Bend County, the county with most of Katy's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Fort Bend County.
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