28 banks and credit unions have branches in the El Paso metro area. The Bank Fee Index holds published fees for 17 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
El Paso metro counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
El Paso metro
11 institutions with a branch here
$2.25
Texas
154 institutions headquartered in Texas
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose El Paso metro median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare El Paso metro with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
El Paso metro
14 institutions with a branch here
$30.50
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
El Paso metro covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
28 institutions, 14 with a published overdraft fee.
Credit union, membership rules apply · based in El Paso, TX · 21 branches here
Bank · based in Killeen, TX · 17 branches here
Bank · based in El Paso, TX · 13 branches here
Account not yet known
“Overdraft Fee | $35”
Credit union, membership rules apply · based in El Paso, TX · 11 branches here
Bank · based in Sioux Falls, SD · 10 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 9 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in El Paso, TX · 9 branches here
Account not yet known
“Courtesy Pay Fee … $32.00 ea.”
Credit union, membership rules apply · based in El Paso, TX · 8 branches here
Account not yet known
“Overdraft Privilege | $32.00/each”
Bank · based in Charlotte, NC · 7 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 6 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Largest banks by local bank deposits
Share of the $11.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the El Paso metro's counties
Deposits and branches cover the El Paso metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions