6 banks and credit unions have branches in Ennis. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Texas
Where a fee has enough institutions for a local median, the Ennis median is within 10% of the Texas median on all 1 fee.
Ennis counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Pick a fee to compare Ennis with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $28–$36.
Medians for reference: Texas $30 · U.S. $30
Local median not shown; five institutions required.
6 institutions, 4 with a published overdraft fee.
Bank · based in Ennis, TX · 2 branches here
Bank · based in El Campo, TX · 1 branch here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Waxahachie, TX · 1 branch here
Account not yet known
“Overdraft - each overdraft paid … $28.00”
Bank · based in Dallas, TX · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Mexia, TX · 1 branch here
Account not yet known
“Courtesy Pay Fee | $30.00 (per item)”
Largest banks by local bank deposits
Share of the $686 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Ellis County
Deposits and branches cover the City of Ennis. Population and income cover Ellis County, the county with most of Ennis's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Ellis County.
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