23 banks and credit unions have branches in Conroe. The Bank Fee Index holds published fees for 19 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Conroe counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Conroe
14 institutions with a branch here
$10
Texas
166 institutions headquartered in Texas
$7.50
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Conroe median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Conroe with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Conroe
19 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Conroe covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
23 institutions, 19 with a published overdraft fee.
Bank · based in The Woodlands, TX · 8 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in Killeen, TX · 6 branches here
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Abilene, TX · 3 branches here
Account not yet known
“Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts) | $35.00”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Salt Lake City, UT · 2 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Birmingham, AL · 2 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Humble, TX · 2 branches here
Largest banks by local bank deposits
Share of the $3.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Montgomery County
Deposits and branches cover the City of Conroe. Population and income cover Montgomery County, the county with most of Conroe's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Montgomery County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions