11 banks and credit unions have branches in Cleburne. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Cleburne counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Cleburne
5 institutions with a branch here
$9.95
Texas
166 institutions headquartered in Texas
$7.50
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Cleburne median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Cleburne with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $28 to $36.
Median published overdraft fee
Cleburne
7 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Cleburne covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 7 with a published overdraft fee.
Bank · based in Abilene, TX · 3 branches here
Account not yet known
“Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts) | $35.00”
Bank · based in Fort Worth, TX · 2 branches here
Bank · based in Grandview, TX · 1 branch here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Winter Haven, FL · 1 branch here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Granbury, TX · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Tyler, TX · 1 branch here
Account not yet known
“A Paid Overdraft Item Fee of $30 will be assessed for each withdrawal that is paid into the overdraft by check, in-person withdrawal, ACH withdrawal, or other electronic means”
Bank · based in Waxahachie, TX · 1 branch here
Account not yet known
“Overdraft - each overdraft paid … $28.00”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Largest banks by local bank deposits
Share of the $1.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Johnson County
Deposits and branches cover the City of Cleburne. Population and income cover Johnson County, the county with most of Cleburne's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Johnson County.
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