18 banks and credit unions have branches in Bryan. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Bryan counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Bryan
10 institutions with a branch here
$12
Texas
166 institutions headquartered in Texas
$7.50
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Bryan median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Bryan with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Bryan
13 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Bryan covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 13 with a published overdraft fee.
Bank · based in El Campo, TX · 4 branches here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Killeen, TX · 4 branches here
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Abilene, TX · 2 branches here
Account not yet known
“Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts) | $35.00”
Credit union, membership rules apply · based in Bryan, TX · 2 branches here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Kalispell, MT · 1 branch here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Bedias, TX · 1 branch here
Account not yet known
“NSF (Non-Sufficient Funds) Paid Item Fee: $30.00 per item paid, per presentment”
Largest banks by local bank deposits
Share of the $2.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Brazos County
Deposits and branches cover the City of Bryan. Population and income cover Brazos County, the county with most of Bryan's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Brazos County.
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