8 banks and credit unions have branches in Bee Cave. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Bee Cave counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Bee Cave
5 institutions with a branch here
$12
Texas
166 institutions headquartered in Texas
$7.50
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Bee Cave median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Bee Cave with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Bee Cave
5 institutions with a branch here
$35
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Bee Cave covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 5 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Moulton, TX · 1 branch here
Bank · based in Harlingen, TX · 1 branch here
Bank · based in Fredericksburg, TX · 1 branch here
Bank · based in Laredo, TX · 1 branch here
Account not yet known
“Overdraft fee (checks and other debits paid) … $35.00 ea.”
Largest banks by local bank deposits
Share of the $1.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Travis County
Deposits and branches cover the City of Bee Cave. Population and income cover Travis County, the county with most of Bee Cave's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Travis County.
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