9 banks and credit unions have branches in Atlanta. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Texas $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Atlanta with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
9 institutions, 4 with a published overdraft fee.
Bank · based in DE Kalb, TX · 1 branch here
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Hughes Springs, TX · 1 branch here
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in Sulphur Springs, TX · 1 branch here
Credit union, membership rules apply · based in Texarkana, TX · 1 branch here
Account not yet known
“• The $30 Overdraft Fee that is charged if you overdraw your account is the same fee that is charged if an item is returned as unpaid”
Credit union, membership rules apply · based in Atlanta, TX · 1 branch here
Credit union, membership rules apply · based in Texarkana, TX · 1 branch here
Credit union, membership rules apply · based in Texarkana, TX · 1 branch here
Account not yet known
“Overdraft Protection Items - Negative from $50.01 and more | $35”
Largest banks by local bank deposits
Share of the $150 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Cass County
Deposits and branches cover the City of Atlanta. Population and income cover Cass County, the county with most of Atlanta's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Cass County.
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