Banking and fees in Andrews

Name: Andrews, TX Bank Fees Compared
Creator: Fee Insight

5 banks and credit unions have branches in Andrews. The Bank Fee Index holds published fees for 2 of them.

The count includes institutions based elsewhere that have a branch here.

Two published overdraft fees: $10–$30.

Medians for reference: Texas $30 · U.S. $30

Local median not shown; five institutions required.

Compare published fees

Pick a fee to compare Andrews with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.

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The institutions behind the comparison

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5 institutions, 2 with a published overdraft fee.

The National Bank of Andrews
Bank · based in Andrews, TX · 3 branches here
3$10
Account not yet known
The schedule's own words
“Printed Statements Overdraft Privilege Mobile Check Deposit Online Banking | $10”
Read on Oct 31, 2026
American Momentum Bank
Bank · based in College Station, TX · 1 branch here
1No fee schedule found yet
Andrews School Federal Credit Union
Credit union, membership rules apply · based in Andrews, TX · 1 branch here
1No fee schedule found yet
Complex Community Federal Credit Union
Credit union, membership rules apply · based in Odessa, TX · 1 branch here
1Fee schedule found; amounts not yet added.
First Basin Federal Credit Union
Credit union, membership rules apply · based in Odessa, TX · 1 branch here
1$30
Account not yet known
The schedule's own words
“Courtesy Pay | $30.00 per item”
Read on Oct 7, 2026

Where they have branches

4 bank branches mapped 2 credit union branches mappedSelect a branch to see its institution.1 branch has no coordinates in the FDIC or NCUA records, so it is counted but not on the map.

Andrews's banking market

Banks with branches here: 2
Credit unions with branches here: 3
Bank branch locations: 4
Credit union branch locations: 3

Largest banks by local bank deposits

Share of the $370 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.

County context: Andrews County

Community context

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Deposits and branches cover the City of Andrews. Population and income cover Andrews County, the county with most of Andrews's bank branches, not the city alone. This is background. None of it sets or explains a fee.

Bank deposits
Change at branches here, 2021 to 2026
Andrews+17%
Texas+1%
U.S.+11%
Bank branches
Change in branch count, 2016 to 2026
Andrews0%
Texas-6%
U.S.-17%
Population
Change between the 2022 and 2024 Census estimates
Andrews County+1.4%
Texas+3.2%
U.S.+1.2%
Median household income
Census estimate, 2024
Andrews County$72k
Texas$78k

Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Andrews County.

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