7 banks and credit unions have branches in Soddy Daisy. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Tennessee
Soddy Daisy counts institutions with a branch here, wherever headquartered. Tennessee counts institutions headquartered in the state.
Soddy Daisy
5 institutions with a branch here
$2
Tennessee
34 institutions headquartered in Tennessee
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Soddy Daisy median sits furthest from Tennessee's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Soddy Daisy with Tennessee and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $9 to $36.
Median published overdraft fee
Soddy Daisy
5 institutions with a branch here
$35
Tennessee
69 institutions headquartered in Tennessee
$32
U.S.
2,605 institutions in the index
$30
Soddy Daisy covers every institution with a branch here, wherever it is headquartered. Tennessee covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Dunlap, TN · 1 branch here
Bank · based in Memphis, TN · 1 branch here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Terre Haute, IN · 1 branch here
Credit union, membership rules apply · based in Hixson, TN · 1 branch here
Account not yet known
“Courtesy Pay (opt-in required) $30.00”
Credit union, membership rules apply · based in Chattanooga, TN · 1 branch here
Account not yet known
“Courtesy Pay Service | $9”
Largest banks by local bank deposits
Share of the $350 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Hamilton County
Deposits and branches cover the City of Soddy Daisy. Population and income cover Hamilton County, the county with most of Soddy Daisy's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Hamilton County.
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