10 banks and credit unions have branches in Bristol. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Tennessee
Bristol counts institutions with a branch here, wherever headquartered. Tennessee counts institutions headquartered in the state.
Bristol
6 institutions with a branch here
$35.50
Tennessee
87 institutions headquartered in Tennessee
$30
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Bristol median sits furthest from Tennessee's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Bristol with Tennessee and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $30 to $36.
Median published overdraft fee
Bristol
6 institutions with a branch here
$35
Tennessee
69 institutions headquartered in Tennessee
$32
U.S.
2,605 institutions in the index
$30
Bristol covers every institution with a branch here, wherever it is headquartered. Tennessee covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 6 with a published overdraft fee.
Bank · based in Lebanon, VA · 3 branches here
Bank · based in Elizabethton, TN · 2 branches here
Account not yet known
“An overdraft fee of $35 will be charged for each item paid using Bounce Protection”
Bank · based in Memphis, TN · 2 branches here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Kingsport, TN · 1 branch here
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Tupelo, MS · 1 branch here
Credit union, membership rules apply · based in Kingsport, TN · 1 branch here
Account not yet known
“Premium overdraft fee2 … $30.00/each”
Credit union, membership rules apply · based in Knoxville, TN · 1 branch here
Account not yet known
“Courtesy Pay $32.00/item. Payment made at Credit Union's”
Credit union, membership rules apply · based in Bristol, TN · 1 branch here
Largest banks by local bank deposits
Share of the $860 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Sullivan County
Deposits and branches cover the City of Bristol. Population and income cover Sullivan County, the county with most of Bristol's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Sullivan County.
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