10 banks and credit unions have branches in Orangeburg. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from South Carolina
Orangeburg counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Orangeburg
6 institutions with a branch here
$5
South Carolina
32 institutions headquartered in South Carolina
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Orangeburg median sits furthest from South Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Orangeburg with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $36.
Median published overdraft fee
Orangeburg
6 institutions with a branch here
$34
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
Orangeburg covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 6 with a published overdraft fee.
Bank · based in Winter Haven, FL · 3 branches here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Raleigh, NC · 2 branches here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Southern Pines, NC · 1 branch here
Account not yet known
“Overdraft Fee (OD)3 $36.00”
Bank · based in Myrtle Beach, SC · 1 branch here
Credit union, membership rules apply · based in Columbia, SC · 1 branch here
Account not yet known
“$20.00 per paid overdraft item”
Credit union, membership rules apply · based in North Charleston, SC · 1 branch here
Account not yet known
“Overdraft Privilege Fee (Opt-in required for Paper Notification) | $32 per item(Max of 4 per day. Transactions of $5.00 or less will not incur a fee) $33.00 with paper notification”
Credit union, membership rules apply · based in Orangeburg, SC · 1 branch here
Credit union, membership rules apply · based in Orangeburg, SC · 1 branch here
Credit union, membership rules apply · based in Columbia, SC · 1 branch here
Largest banks by local bank deposits
Share of the $1.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Orangeburg County
Deposits and branches cover the City of Orangeburg. Population and income cover Orangeburg County, the county with most of Orangeburg's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Orangeburg County.
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