VerifiedRegional bank, $10B to $50B

First Bank

Southern Pines, North CarolinaBankRichmond district

Fee schedule collected Apr 5, 2026 · Financials as of Q1 2026

Verified fees

Under review

Assets

$12.9B

Fee benchmark score

Not scored

Financials as of

Q1 2026

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

Closed Account - Checking (within 6 months of opening)$30
one time · Within 6 months of opening · Source
Closed Account - Savings (within 90 days of opening)$10
one time · Within 90 days of opening · Source

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Closed Account - Checking (within 6 months of opening)	$30	one time	Within 6 months of opening	Source
Closed Account - Savings (within 90 days of opening)	$10	one time	Within 90 days of opening	Source
IRA Transfer (outgoing)	$50	per item	—	Source
Paper Statements or eStatements	$0	per item	Free	Source
Overdraft & NSFVerified
Overdraft Fee Daily Cap	$180	per day	maximum 5 overdraft fees per day	Source
ATM & CardVerified
Debit Card Foreign Transaction Fee	—	per item	3% of US dollar amount. Foreign Transactions include using your debit card at an ATM outside of the US or to purchase goods or services with a foreign merchant. This includes internet transactions made in the US but with a merchant that processes the transaction in a foreign country.	Source
Instant Issue (print to the branch)	$30	per item	—	Source
Digital & ElectronicVerified
Online Bill Payment	$0	per item	Free	Source
Cash & DepositVerified
Collections - Check (domestic)	$25	per item	Plus costs	Source
Collections - Coupons/Bonds	$15	per item	Plus costs	Source
Account ServicesVerified
Legal Processing (Garnishments/Levies)	$125	per item	—	Source
Medallion Stamp (customer)	$5	per item	—	Source
Transfers - Automated Telephone Banking	$0
Gift & Prepaid CardsVerified
Gift Cards – instant issue	$4.50	per item	—	Source