Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Cpm Federal Credit Union

North Charlesto, South CarolinaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

A fee may be assessed if the average daily balance falls below the minimum balance requirement$10Within the typical range ($5–$12.50 nationally)

per day · Knox deterministic extraction from Rosetta artifact #753. canonical_hint=minimum_balance; text_hash=87f18e4f00c5b6d2e40828a00dfae78bd43de303e7d12b9a83106d5a4bba80d5; excerpt="A $10 fee may be assessed if the average daily balance falls below the $1,000 minimum balance requirement" · Source

Account Closure Fee (Applies if Main Savings Account is closed within 90 days of opening date)$10

$5 below the national median

Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=early_closure; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Account Closure Fee (Applies if Main Savings Account is closed within 90 days of opening date) | $10.00" · Source

Account Research/Balancing Assistance$35

$15 above the national median

Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=account_research; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Account Research/Balancing Assistance | $35.00 per hour | Sign up for CPM Anytime" · Source

Essentials Checking Monthly Maintenance Fee$6.95

$0.82 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=monthly_maintenance; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Essentials Checking Monthly Maintenance Fee | $6.95" · Source

Inactive Account Fee (Applies if the account has been inactive for 1 year and member only has a savings account)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=dormant_account; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Inactive Account Fee (Applies if the account has been inactive for 1 year and member only has a savings account) | $5.00 per month | Complete at least one transaction per year." · Source

minimum balance is required to maintain a Savings Account. Rates listed above are subject to change after the account is$5

$1.25 below the national median

per year · Knox deterministic extraction from Rosetta artifact #753. canonical_hint=minimum_balance; text_hash=87f18e4f00c5b6d2e40828a00dfae78bd43de303e7d12b9a83106d5a4bba80d5; excerpt="$5.00 minimum balance is required to maintain a Savings Account. Rates listed above are subject to change after the account is opened. Fees could reduce earnings on the account. An" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF, ACH, ATM, Check Card, Internet Bill Pay)$32Within the typical range ($25–$32 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=nsf; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Non-Sufficient Funds (NSF, ACH, ATM, Check Card, Internet Bill Pay) | $32 on the first return of a check or ACH transaction" · Source
Overdraft Privilege Fee (Opt-in required for Paper Notification)$32Above the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=overdraft; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Overdraft Privilege Fee (Opt-in required for Paper Notification) | $32 per item(Max of 4 per day. Transactions of $5.00 or less will not incur a fee) $33.00 with paper notification" · Source

Check ServicesVerified

Stop Payment (Draft, ACH, Internet Bill Pay)$32Above the typical range ($20–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=stop_payment; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Stop Payment (Draft, ACH, Internet Bill Pay) | $32.00 per item" · Source

Gift & Prepaid CardsVerified

Gift Card Purchase$4Within the typical range ($3–$4.95 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=gift_card_purchase; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Gift Card Purchase | $4.00 | (Gift cards will be discontinued after 12/31/26.)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
A fee may be assessed if the average daily balance falls below the minimum balance requirement	$10Within the typical range ($5–$12.50 nationally)	$3.75 above the national median	per day	Knox deterministic extraction from Rosetta artifact #753. canonical_hint=minimum_balance; text_hash=87f18e4f00c5b6d2e40828a00dfae78bd43de303e7d12b9a83106d5a4bba80d5; excerpt="A $10 fee may be assessed if the average daily balance falls below the $1,000 minimum balance requirement"	Source
Account Closure Fee (Applies if Main Savings Account is closed within 90 days of opening date)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=early_closure; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Account Closure Fee (Applies if Main Savings Account is closed within 90 days of opening date) \| $10.00"	Source
Account Research/Balancing Assistance	$35Above the typical range ($15–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=account_research; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Account Research/Balancing Assistance \| $35.00 per hour \| Sign up for CPM Anytime"	Source
Essentials Checking Monthly Maintenance Fee	$6.95Within the typical range ($4–$12.63 nationally)	$0.82 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=monthly_maintenance; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Essentials Checking Monthly Maintenance Fee \| $6.95"	Source
Inactive Account Fee (Applies if the account has been inactive for 1 year and member only has a savings account)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=dormant_account; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Inactive Account Fee (Applies if the account has been inactive for 1 year and member only has a savings account) \| $5.00 per month \| Complete at least one transaction per year."	Source
minimum balance is required to maintain a Savings Account. Rates listed above are subject to change after the account is	$5Within the typical range ($5–$12.50 nationally)	$1.25 below the national median	per year	Knox deterministic extraction from Rosetta artifact #753. canonical_hint=minimum_balance; text_hash=87f18e4f00c5b6d2e40828a00dfae78bd43de303e7d12b9a83106d5a4bba80d5; excerpt="$5.00 minimum balance is required to maintain a Savings Account. Rates listed above are subject to change after the account is opened. Fees could reduce earnings on the account. An"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF, ACH, ATM, Check Card, Internet Bill Pay)	$32Within the typical range ($25–$32 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=nsf; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Non-Sufficient Funds (NSF, ACH, ATM, Check Card, Internet Bill Pay) \| $32 on the first return of a check or ACH transaction"	Source

Check ServicesVerified
Stop Payment (Draft, ACH, Internet Bill Pay)	$32Above the typical range ($20–$30 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=stop_payment; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Stop Payment (Draft, ACH, Internet Bill Pay) \| $32.00 per item"	Source
Gift & Prepaid CardsVerified
Gift Card Purchase	$4Within the typical range ($3–$4.95 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3268. canonical_hint=gift_card_purchase; text_hash=48a2a8169813d9b65faa713e617906ada52de7f7dbac85c756b931df0067bbfe; excerpt="Gift Card Purchase \| $4.00 \| (Gift cards will be discontinued after 12/31/26.)"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

10% above the national median overdraft fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$759.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$759.3M

Total deposits

$688.0M

Service charge income (year to date)

$4.4M

Fee income ratio

15.6%

Return on assets

0.12%

Financial profile · Pro

Performance from regulator filings

Overdraft Privilege Fee (Opt-in required for Paper Notification)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 21,453 verified fees from 2,141 institutions

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