16 banks and credit unions have branches in North Charleston. The Bank Fee Index holds published fees for 15 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from South Carolina
North Charleston counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
North Charleston
10 institutions with a branch here
$2.50
South Carolina
21 institutions headquartered in South Carolina
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose North Charleston median sits furthest from South Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare North Charleston with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
North Charleston
14 institutions with a branch here
$35
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
North Charleston covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
16 institutions, 14 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 4 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in North Charleston, SC · 3 branches here
Account not yet known
“Courtesy Pay | $36.00 per item1”
Bank · based in Raleigh, NC · 2 branches here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Winter Haven, FL · 2 branches here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in The Woodlands, TX · 2 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in North Charleston, SC · 2 branches here
Account not yet known
“Overdraft Privilege Fee (Opt-in required for Paper Notification) | $32 per item(Max of 4 per day. Transactions of $5.00 or less will not incur a fee) $33.00 with paper notification”
Bank · based in Fairfax, VA · 1 branch here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Largest banks by local bank deposits
Share of the $1.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Charleston County
Deposits and branches cover the City of North Charleston. Population and income cover Charleston County, the county with most of North Charleston's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Charleston County.
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