13 banks and credit unions have branches in Irmo. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from South Carolina
Irmo counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Irmo
7 institutions with a branch here
$12
South Carolina
19 institutions headquartered in South Carolina
$7.98
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Irmo median sits furthest from South Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Irmo with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $36.
Median published overdraft fee
Irmo
9 institutions with a branch here
$30
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
Irmo covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
13 institutions, 9 with a published overdraft fee.
Credit union, membership rules apply · based in Columbia, SC · 3 branches here
Account not yet known
“$20.00 per paid overdraft item”
Bank · based in Raleigh, NC · 2 branches here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Nashville, TN · 1 branch here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Atlanta, GA · 1 branch here
Account not yet known
“Overdraft Fee4 | $35.00”
Bank · based in Lexington, SC · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Camden, SC · 1 branch here
Bank · based in Aiken, SC · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Largest banks by local bank deposits
Share of the $921 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Lexington County
Deposits and branches cover the City of Irmo. Population and income cover Lexington County, the county with most of Irmo's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Lexington County.
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