Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

First Community Bank

Lexington, South CarolinaBankRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Fees: The following fee applies to this account: Paper Statement Fee$3Within the typical range ($2–$5 nationally)

Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=paper_statement; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="Account Fees: The following fee applies to this account: Paper Statement Fee: $3.00. Refer to "Other" · Source

Dormant Activity Fee$3

$2 below the national median

per month · Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=dormant_account; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="Dormant Activity Fee: $3.00 per month after 12 months of no activity" · Source

Monthly Charge for Paper Statement$3

At the national median

per month · Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=paper_statement; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="$3.00 Monthly Charge for Paper Statement" · Source

Overdraft & NSFVerified

NSF Return Charge$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=nsf; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="NSF Return Charge: $30.00 each time an item is presented and returned NSF" · Source
Overdraft Privilege Service$30Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=overdraft; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="Overdraft Privilege Service: $30.00 per item" · Source
Overdrawn Fee$1Below the typical range ($20–$30 nationally)
$27 below the national median
per day · Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=overdraft; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="Overdrawn Fee: $1.00 applied daily when in overdraft status" · Source

ATM & CardVerified

Foreign ATM Fee$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=atm_non_network; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="Foreign ATM Fee: $1.00 per withdrawal (Senior Classic and qualifying KASASA accounts are not included)" · Source

Check ServicesVerified

Stop Payment Fee$12Below the typical range ($20–$30 nationally)
$15 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=stop_payment; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="Stop Payment Fee: $12.00 per item" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Fees: The following fee applies to this account: Paper Statement Fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=paper_statement; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="Account Fees: The following fee applies to this account: Paper Statement Fee: $3.00. Refer to "Other"	Source
Dormant Activity Fee	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=dormant_account; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="Dormant Activity Fee: $3.00 per month after 12 months of no activity"	Source
Monthly Charge for Paper Statement	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=paper_statement; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="$3.00 Monthly Charge for Paper Statement"	Source
Overdraft & NSFVerified
NSF Return Charge	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=nsf; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="NSF Return Charge: $30.00 each time an item is presented and returned NSF"	Source
Overdraft Privilege Service
ATM & CardVerified
Foreign ATM Fee	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=atm_non_network; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="Foreign ATM Fee: $1.00 per withdrawal (Senior Classic and qualifying KASASA accounts are not included)"	Source
Check ServicesVerified
Stop Payment Fee	$12Below the typical range ($20–$30 nationally)	$15 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3300. canonical_hint=stop_payment; text_hash=e4be8f9cca1d06a2193f6be1454c952ba2dc158b0d3351a5b6ac591a7bbeb066; excerpt="Stop Payment Fee: $12.00 per item"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$2.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.4B

Total deposits

$2.0B

Service charge income

$275K

Fee income ratio

1.1%

Return on assets

1.37%

Branches

Service charge income by quarter

Q2 2026$275K

Q1 2026$284K

Q4 2025$276K

Q3 2025$286K

Financial profile · Pro

Performance from regulator filings

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Based on 20,792 verified fees from 2,117 institutions

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