50 banks and credit unions have branches in the Columbia metro area. The Bank Fee Index holds published fees for 34 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from South Carolina
Columbia metro counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Columbia metro
20 institutions with a branch here
$2.25
South Carolina
21 institutions headquartered in South Carolina
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Columbia metro median sits furthest from South Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Columbia metro with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $5 to $37.
Median published overdraft fee
Columbia metro
30 institutions with a branch here
$35
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
Columbia metro covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
50 institutions, 30 with a published overdraft fee.
Bank · based in Raleigh, NC · 21 branches here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Charlotte, NC · 18 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in Columbia, SC · 17 branches here
Account not yet known
“$20.00 per paid overdraft item”
Bank · based in Sioux Falls, SD · 15 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Columbia, SC · 15 branches here
Account not yet known
“Overdraft Privilege (per presentment) | $29.00”
Bank · based in Charlotte, NC · 12 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Lexington, SC · 11 branches here
Bank · based in Nashville, TN · 9 branches here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Wilmington, DE · 9 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Camden, SC · 9 branches here
Largest banks by local bank deposits
Share of the $27.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Columbia metro's counties
Deposits and branches cover the Columbia metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions