14 banks and credit unions have branches in Bluffton. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from South Carolina
Bluffton counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Bluffton
7 institutions with a branch here
$2.50
South Carolina
21 institutions headquartered in South Carolina
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Bluffton median sits furthest from South Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Bluffton with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Bluffton
12 institutions with a branch here
$34.50
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
Bluffton covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
14 institutions, 12 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Winter Haven, FL · 2 branches here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Hilton Head Island, SC · 2 branches here
Account not yet known
“Returned Items or *Overdraft (Per Item) | $ 31.00”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Myrtle Beach, SC · 1 branch here
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Hampton, SC · 1 branch here
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Largest banks by local bank deposits
Share of the $2.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Beaufort County
Deposits and branches cover the City of Bluffton. Population and income cover Beaufort County, the county with most of Bluffton's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Beaufort County.
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